The following programs provide different amounts of downpayment assistance depending on homebuyer income levels and the location of the home being purchased:
Tucson/Pima County Downpayment Assistance
The City/County Downpayment Assistance Program is available for first time homebuyers purchasing throughout the City and the County (excluding Tribal lands). This Downpayment Assistance Program fact sheet (English or Spanish ) details program guidelines and agencies that administer funds.
Pima County Community Land Trust
The Pima County Community Land Trust (PCCLT) is a non-profit community based organization which is selling beautifully remodeled homes to income eligible homebuyers. Our mission is the permanent stewardship of land for the community benefit and the preservation of the affordability of housing on the land. For more information visit the Pima County Community Land Trust website or call (520)603-0587.
Mortgage Credit Certificate (MCC)
These certificates provide federal income tax credits for interest paid on home mortgages, effectively lowering mortgage interest rates by 20%. The following organizations offer MCC programs to qualifying homebuyers purchasing homes inside Tucson city limits and those purchasing homes outside of city limits, respectively:
City of Tucson Industrial Development Authority (IDA)
The Tucson IDA funds MCCs for homes within the City of Tucson, which are administered by Advantage Housing Services LLC. For info visit Tucson IDA website or call Advantage Housing Services at (520) 882-5591.
Pima County Industrial Development
The Pima County IDA funds the MCC program for homebuyers purchasing outside Tucson city limits. Visit IDA's webpage or call Family Housing Resources (the agency administering the certificate program) at (520) 318-0993.
Mortgage Revenue Bonds
The Pima County and City of Tucson Industrial Development Authorities from time-to-time offer Mortgage Revenue Bond programs. For additional information, call Family Housing Resources at (520) 318-0993.