Personal Accident Advantage Plan
An injury, an accident! In a split second it's over, often without warning of any kind. Yet the financial expenses of being injured can linger on for months, even years, in the form of unexpected bills. When a disability stops the paycheck, but not the bills, Accident insurance can help replace loss of income. Unintentional injuries are the fifth leading cause of death overall and first among persons in age groups from 1 to 44. On average, there are 13 unintentional-injury deaths and 2,650 disabling injuries every hour during the year.
Personal Accident Advantage Plan Updated plan effective July 1, 2017.
Aflac's
Personal Accident Advantage Plan is designed to pay benefits that help you cover the ongoing expenses at home.
Some of our benefits include:
- Emergency Treatment
- Accident Follow Up treatment
- X-rays
- Major Diagnostic Exams
- Epidural Pain Management
- Initial Accident Hospitalization
- Accident Hospital Confinement
- Accident Specific-Sum Injuries
- Family Lodging
- Transportation
- 24-hour coverage
- Accidental Death and Dismemberment
Hospital Advantage (Confinement)
Hospital confinement indemnity insurance is what you need when you need it. The hospital advantage plan is designed to pay benefits for hospital stays, whether due to an accident or a sickness, making it easier to meet deductibles and out-of-pocket expenses.
Aflac's
Hospital Advantage Plan can ease the worry that the HSA may not have enough money to cover out-of-pocket expenses such as deductibles, co-payments, and other treatment-related costs. This plan gives policyholders the option of not depleting their HSA, thereby maximizing its benefits and allowing the account to grow for future needs.
Some of our benefits include:
- Annual and Daily Hospitalization Confinement Benefit
- HSA Compatible
- Guarenteed Issue
- Intensive Care Unit Benefit
Cancer Care/Classic
Aflac is a pioneer in the Cancer insurance industry, selling its first Cancer policy in 1958. Since the policy's introduction, Aflac has paid over $19.7 billion in cancer claims. This experience allows Aflac to stay abreast of changes in cancer treatment so that its policyholders continue to have a choice in their care. For over 15 years, Aflac has given generously to the Aflac Cancer Center and Blood Disorders Service of Children's Healthcare of Atlanta. The Aflac Cancer Center is recognized as one of the leading pediatric cancer centers in the country.
Aflac's
Cancer Care/Classic is designed to pay benefits that help you cover the treatment of cancer.
Some of our benefits include:
- Annual Wellness Benefit
- Initial Diagnosis Benefit
- Hospital Confinement Benefit
- Medical Imaging, Radiation, Chemotherapy Benefits
- National Cancer Institute (NCI) Evaluation/Consultation Benefit
- Second Surgical Opinion Benefit
- Skin Cancer, Surgical/Anesthesia, Outpatient Hospital Surgical Benefits
- Continuing Care Benefits: Home Health, Nursing, Hospice, Reconstructive Surgery Benefit
- Egg harvesting and Storage Benefit
- 32 different Specified Diseases Hospital Benefit
Guaranteed Issue Short-Term Disability
Disability income insurance, which complements health insurance, can replace lost income. At age 40, the average worker faces only a 14% chance of dying before age 65 but a 21% chance of being disabled for 90 days or more! This plan provides you an income if you become disabled due to sickness or an off-the-job injury.
Tailor the
Short-Term Disability Plan to fit your financial security needs with choices of:
- Monthly Benefits: $500 to $6,000 (subject to income requirements)
- Benefits Period: 3 or 6 months
- Elimination Periods (waiting period): This is the number of days you will wait before receiving benefits. (Off-the-Job Accident/Sickness) Choices: 0/7, 7/7, 0/14, 7/14, 14/14, 0/30, 30/30
- Maternity: Covers maternity leave after the policy has been in force for 10 months or more. Complications of pregnancy are covered after chosen sickness elimination period.
Guaranteed Issue Lump Sum Critical Illness
About every 34 seconds someone suffers a Heart Attack. About every 40 seconds someone suffers a Stroke.
Heart Attacks affect more than 900,000 people each year and Strokes about 795,000 people each year. It can happen to anyone, anytime - when it does, everyday expenses may suddenly seem insurmountable. Fortunately, Aflac's Lump Sum Critical Illness insurance plan can help with those everyday expnese and unexpected medical bills.
Lump Sum Benefit of $15,000 for:
- Heart Attack
- Coma
- End-Stage Renal Failure
- Hemorrhagic Stroke
- Ischemic Stroke
- Paralysis
Lump Sum Benefit of $10,000 for:
Lump Sum Benefit of $3,000 for:
- Coronary Artery Bypass Graft Surgery
For more information about AFLAC or to file a claim, please call:
Sandra Sarff
An Independent Agent Representing AFLAC
7090 N. Oracle Road
Suite 178-152
Tucson, AZ 85704
Phone: (520) 825-2254
Fax: 1-888-744-8836
Sandra_Sarff@us.aflac.com
http://www.aflac.com/pimacounty